Who Is M&T

A reliable bank that’s strong and stable
Times like these call for a financial services partner that has stood the test of time. Established in 1856 as Manufacturers and Traders Bank, today we’re the M&T Bank Corporation, one of the 20 largest US headquartered commercial bank holding companies, with current assets of $79 billion (as of June 1, 2011) and over 700 branches, free account access at more than 2,000 M&T Bank ATMs and nearly 13,000 employees throughout New York, Maryland, Pennsylvania, Washington, D.C., Virginia, West Virginia, New Jersey, Florida, Delaware and Toronto, Canada.

You can count on us because, more than 150 years after being founded, M&T Bank is one of the best performing regional banks in the nation today. With a longstanding tradition of careful, conservative and consistent management, we’ve generated positive earnings and positive capital—despite the ongoing turbulence in the economy. And we continue to grow with a focus on the future.

A local bank that’s committed to the communities it serves
We have long operated as a community bank. As such, we understand that the vitality of the communities in which we do business is crucial to our continued success. As M&T’s Chairman and CEO Robert G. Wilmers often says, “The well-being of the bank is dependent upon the well-being of the communities we serve.”

That’s why M&T Bank—and our employees—take such active and engaged roles in our communities. As part of our approach, the M&T Charitable Foundation supplies millions of dollars in funding every year to a wide range of community-based organizations—over $142 million in charitable contributions over the past ten years, including over $17.4 million to more than 4,100 not-for-profit organizations in 2011.

M&T’s commitment to the community cannot be measured in dollars alone, however, as the bank provides significant amounts of human capital in addition to its monetary capital. Altogether, M&T employees report spending almost 333,000 hours per year in volunteer service to others in our communities.

For these reasons, M&T Bank has been recognized as one of the top charitable companies in the United States. M&T Bank has also earned the highest Community Reinvestment Act rating since 1982.

A convenient bank that’s close and accessible
With over 700 convenient branches located throughout New York, Pennsylvania, Maryland, Washington, D.C., Virginia, West Virginia, Florida, Delaware and Toronto, Canada- plus free account access at over 2,000 M&T Bank ATMs-we're never far from where you live, work, shop and play. M&T is always adding new branches and expanding our ATM network. In fact, we've added more than 400 new ATM locations in just the past two years. To find one near you, visit www.mtb.com/branches or call 1-800-724-2440.

Plus, you can also use M&T’s web, telephone and mobile banking services. Fast, easy and secure, you can bank wherever and whenever you want—from your home, office or anywhere life takes you.

A responsive bank that understands what’s important
We understand you're concerned about how the current economy affects you. So are we. Our team of skilled and experienced professionals can help you determine the best way to protect yourself and your finances, even in uncertain times like these. We’re here to listen—so when you want to discuss your current banking, investment, and insurance needs, or your long-term financial concerns and goals, we’ll be there for you.

M&T offers a wide array of financial solutions for your personal, business and commercial banking needs, designed to accommodate the way you bank today, while helping you build financial security for the future. We look forward to working with you to find the right solutions for your situation.
You’ll find M&T Bank to be a reliable bank that’s strong and stable, a local bank that’s committed to the communities we serve, an accessible bank that’s close and convenient, and a responsive bank that cares about what’s important to you, your family and your business.