International Bank of Commerce (IBC) is a state chartered bank headquartered in Laredo, Texas (United States). IBC is one of the largest banks based in Texas, and is the 98th largest U.S. bank by asset size. In addition, IBC is the largest minority-owned bank in the United States. IBC was founded in 1966 to meet the needs of the small businesses of Laredo, Texas. Today, it serves as the flagship bank of International Bancshares Corporation.

Since its opening, IBC has grown from less than $1 million in assets to over $11.5 billion making it one of Texas largest holding companies. IBC now serves more than 104 communities throughout Texas and Oklahoma with more than 275 branches and more than 435 ATM'S. IBC provides full service banking 7 days a week.
 
This tremendous growth has made IBC one of the best performing banks in the United States. Sheshunoff Information Services, Inc., the premier independent banking rating service, has ranked IBC as one of the leading banks in terms of Return on Average Assets time and time again.
 
IBC has also been ranked on the Forbes 500 list.In 2008, IBC Bank was recognized with two rankings by American Banker as one of the nation抯 largest banks and thrifts with the most assets and highest five-year return on equity.
IBC placed in the top 150 out of more than 8.500 U.S. banks in the two category rankings. With more than $11.5 billion in assets, and a 16.9 percent return on five-year equity, IBC Bank抯 solid financials propelled the bank onto the list. Hispanic Business Magazine ranked IBC as the number one Hispanic-owned business in Texas and sixth nationally.
 
IBC抯 successes have come as a result of an aggressive and innovative attitude too More for our customers and our communities. In 2006, Dennis Nixon was inducted into the prestigious Texas Business Hall of Fame. Since 2007, Nixon serves on the board of directors of the United States Chamber of Commerce. He also received the 2008 International Citizen Award from the World Affairs Council of San Antonio, TX.
 
Products and Services
Checking Accounts
Savings Accounts
Certificates of Deposit
Mortgage Loans
Personal Loans
Commercial Loans
ATM Services
IBC Bank Online with Totally FREE Bill Pay
24-Hour Banking by Phone on IBC Voice
7-Day Banking
Extended Banking Hours
Investments
Insurance Policies
Trusts and Estate Planning
Letters of Credit
Foreign Exchange
Wire Transfers
International Trade Services
Personal Private Banking
Key Statistics:
 
IBC Bank has Total Assets of $11.76 billion in 2009
IBC Bank has Net Income of $142.7 million in 2009
 
For the banks overall excellent performance in Community Support, the bank owned the Cornerstone Award by the Texas Banker's Association in the year 2005.