F&M Bank have always considered service and personal attention to be important. But as F&M Bank look around and see personal service as something that's become passé, F&M Bank've done more than just try a little harder. F&M Bank have made an all-out commitment to lead the banking industry back to where the customer came first and people were the reason for doing business.

From our employee training and technological developments to the financial products and policies, F&M Bank always have the customers in mind. F&M Bank strives to bring the customers the latest, most innovative products on the market, like  Rewards Checking account. Today's conveniences like online banking, bill pay, and eStatements are a given.

F&M Bank also makes it a priority to provide international accommodations to our customers. As an internationally recognized bank, our International Department offers expertise in foreign trade financing, foreign currency exchange, documentary collections and more.

As a small, local business, F&M Bank want to help other small businesses succeed. So F&M Bank offer a variety of affordable loans and a full suite of business products customizable to your specific needs. Going even further, our Private Banking services include private deposit and private lending services.

At F&M Bank, F&M Bank work hard to give our customers the world-class treatment they deserve and the services they need.