It is the specific goal of First Bank & Trust Company to offer the services that customers and clients expect from larger financial services firms in a community bank environment.

The First Bank & Trust Company is a diversified financial services firm with 20 office locations in Lebanon, Abingdon, Bristol, Staunton, Waynesboro, Harrisonburg, Christiansburg, Wise, Norton, Verona, Wytheville, Forest, Johnson City, Kingsport and Gray. The Company is in its 34th year of operations and can best be categorized as a growth company.

The Bank has carved out a regional market niche by catering to small businesses and consumers who wish to take advantage of a local bank that offers all of the services that are expected from a larger organization. Since its inception, the company has a long and proud history of offering free checking to its customers.

Caring for the customers' most basic financial needs serves as a daily reminder that the bank are privileged to have the customers' trust and that the bank must always put the needs of the customers first. It is the specific goal of the Company to offer the services that customers and clients expect from larger financial services firms in a community bank environment. That philosophy is embodied in the corporate theme.

"The Bank That Puts You First."
To ensure that the company can meet this objective First Bank & Trust has partnered with outstanding providers to offer the following services in addition to traditional bank services. As a Member of the Federal Home Loan Bank of Atlanta, First Bank provides access to national funding sources.