Choice Financial was formed as the result of a merger of four local banks in seven locations. Those banks were formerly known as First State Bank Langdon, Citizens State Bank Grafton - Petersburg (with locations in Grafton and Petersburg), First Capitol Bank of North Dakota (West Fargo, Goodrich Hurdsfield), and Walhalla State Bank.

DEPOSIT PRODUCTS:
Business checking
Savings
Business debit cards
Remote deposit
CDARS

LOAN PRODUCTS:
Loan/ lines of credit
Credit cards


OTHER SERVICES:
Insuring accounts
Business Basic Checking
Perfect for a growing business

• $100 minimum opening deposit
• Complimentary Debit Card¹
• First 25 checks free; each additional check $.15
• First 50 on us items are free; each additional on us item $.05
• First 100 on other items are free; each additional on other item $.07
• Service charges may be offset by earnings credit on the daily average collected balance.²
•  

Business Plus Checking
Earn interest for your non-profit or sole proprietorship

• $100 minimum opening deposit
• Limited to sole proprietorships, non-profit organizations and government units or municipalities
• Complimentary Debit Card¹
• Earns market rate of interest when a $500 daily collected balance is maintained³
• First 25 checks free; each additional check $.15
• First 50 on us items are free; each additional on us item $.05
• First 100 on other items are free; each additional on other item $.07

AGRIBUSINESS BANKING:
Seasonal Operating Loans

• Equipment Financing/Leasing
• Real Estate Loans
• Livestock Purchase Options
• Farm Service Agency Subordinations
• Farm Service Agency Guarantees