The actor's divorce from Michelle Ghent has been finalized, and he actually got the bulk of their community property, including two houses and all 25 bank accounts.

Seriously, 25?

Ghent also has to return his 2011 Range Rover, but she gets to keep her bike. Phew. Terrence must pay $5,800 a month in spousal support for three years.

That's it.

The duo's split was really nasty, with Michelle accusing Terrence of viciously beating her, and Howard countering that she is a disgusting racist.