House buying process in the U.S. for aliens (2)
USINFO | 2013-12-23 19:47

 

5. purchase contract was agreed to accept
a. both sides reached an agreement, notarized by a third party company that is traded on transfer procedures
b. Deposit sent notarized company
c. transfer signing official documents and various reports on housing

6. applying for the loan
Loan companies required to submit the relevant documents or information , there are generally down payment proof work proves , tax records.

7. " Home Inspection protection " Completion
a. room inspection period , the whole house by a professional inspector verification of the situation , the broker to help repair the missing request made
b. buyers reviewed and signed off as " sellers of housing conditions ," and " housing surrounding environment " and other reports.
c. ready to fire insurance quote

8." Loan protection period " Completion
a. Loan Bank sent Appraisers determine the value of the house
b. complete information on the requirements of the lending banks , should be protected in the purchase contract term loans granted loans ;
c. approved loan, the company agreed time with the notary to sign the loan documents

9. Complete the transfer formalities justice
a. signed loan documents , the amount of money ready to head the commission and trading , before the end of the transfer , cashier order or cash remittances to the notary company ;
b. bank lending
c. title company responsible for the transfer of property rights , and in the county to complete the registration login chamber
d. all fees paid by the notary

10.obtain the keys to complete transfer
a. specified in the purchase contract made ​​time to hand over the keys to the seller is to pay house is completed.
b. first contact a good water, electricity, gas and other utility units , informing continue to use their services.

11 . Get real estate license
Usually receive the final details of the bill at the end , enclosing a copy of real estate license , after about 3-6 months of receipt of an original real estate license .

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