[REVIEW]: USA Network report: what to do to prepare the cash to buy a home? 1 deposit check. Deposit rates are generally 1% to 3%, the bid will not be honored when the first and only copy of the check to the seller. Buyers and sellers talking about the conditions for mutually accepted, the check will be deposited into a real transfer notary company. So to the United States, you should first open a local bank account with a passport.

1 deposit check. Deposit rates are generally 1% to 3%, the bid will not be honored when the first and only copy of the check to the seller. Buyers and sellers talking about the conditions for mutually accepted, the check will be deposited into a real transfer notary company. So to the United States, you should first open a local bank account with a passport.

(2) proof of bank deposits. U.S. cash to buy a house, in order to prove the ability to pay, are generally required to provide a bank statement, a simple operation is to own the Internet into account printing. Chinese domestic banks can also be water alone, but preferably through bank seal.

• What are the procedures for the cash to buy a home and other expenses?

Buy houses than there are categories of fees in addition to price, the buyer need to pay a transfer fee, insurance, home inspection fees, and so on. Buyer is absolutely no commission paid (by the seller to pay). Some costs, such as transaction taxes, environmental hazards report fees, homeowner association fees, kill termites, Home warranty, are negotiating to decide who can afford. In addition, real estate taxes and homeowner association monthly fees required by the transfer time to pay their part of the split. With a $ 500,000 house, for example, buyers have to pay the fee (if not real estate taxes and homeowner association monthly fee split), probably between 2000-4000 U.S. dollars.

• What are the cash to buy back of the house maintenance costs?

After buying a house every year, pay a real estate tax, real estate tax rate at about 1.25 percent. Different counties and regions, the rate is slightly different. At the same time, but also pay an annual number of 100-1000 yuan between houses premiums. If there are homeowners associations, homeowners associations to pay monthly monthly fee (commonly between one hundred to three hundred U.S. dollars), but it often covers the premium monthly fee. In addition, if detached from the living, there is the cost of living garbage and other utilities. If you rent, you do not pay these costs, but there is little management fees.