Overseas acquisition of real estate in New York, some banks offer loans. As long as buyers to provide the appropriate documents, different banks can provide 50% - 70% of the loan. Overseas buyers loan approval time will be longer, it normally takes three months or more. And require down payment bank account in the United States has been kept for a certain period of time. If customers need to purchase loans must be arranged in advance of these things, to make overseas property smoothly.

Required to submit the following documents as loans,
(1) Proof of income: employer letter or business license
(2) Certificates of deposit: Last month's bank statement, you need to see the first part of paragraph
(3) identification: valid visa and passport
(4) housing purchase contract
(5) Mortgage Application
 
New York home loans in addition to the costs of a bank, you also need to pay loans tax. Loan amount $ 500,000 less 1.8%, $ 500,000 more than 1.925%.

Lending rate for the 1-5 year adjustable interest rate, repayable over 30 years.
 
The bank's lending requirements:

HSBC:
Maximum loan to 70%. Opened in China or Hong Kong needs to Excellence Pioneer VIP accounts, three months later can apply for home loans in the United States. VIP accounts demand deposits of $ 100,000 or more.

Citibank:
Maximum loan to 70%. Need to open an account in China or Hong Kong, more than 1 year, requiring deposit 50,000 dollars or more.

China Trust and other U.S. local banks:
The maximum loan to 50%. Not in China or Hong Kong bank account, you only need a bank account in the United States, and the account of the money has been in the United States is full a month or more.