If you need a loan to buy a house, the broker will be based on your financial situation I suggest you ask the loan lending company wants a pre- approval letter (Loan Pre-approval Letter). Because the loan company to check your credit score will want your social security number. If you have other loan company or your own bank contacted, you can use your own loan company or bank loan pre- approval letter. No matter who you use, you can still shop around formal loans.

Loan pre- approval letter is intended to determine your price limit. Loan pre- approval letter is an annex to the contract offer . It tells the seller that you have with the lending company or bank too, credit points and income are checked, bank initially agreed to lend you money. Loan pre- ratification loan the higher the better , do not worry because you have the money and sellers to raise prices . Sellers worried accept the offer after the contract is less than a purchaser apply for loans , you can not transfer a waste of time for the seller . Trading in the house, time is money. A $ 500,000 house, if the interest is 6% interest would be $ 2,500 a month. Sellers are more willing to accept the good economic situation of the buyer's offer.

Apply for a loan pre- approval letter also requires the following information :

    Name of purchaser (Buyer Name)
    Social Security Number
    Rates (Sales Price): Actual rates or the highest rate
    Loan Amount
    Loan Type (Program): 30-year fixed rate is generally
    Deposit
    Closed Date (Settlement Date): write the actual date or determinable
    Buyer address
    Telephone buyer (Buyer Phone)
    Buyers annual income